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Quarterly Spotlight


401(k) Overview
Learn about 401(k) basics including the difference between a traditional 401(k) contributions and Roth 401(k) contributions.

Intro to Student Loan Repayment Options
There are lots of ways to approach student loan debt. This video gives you an overview of some repayment options.

What Makes Up A Mortgage Payment?
There's more to a mortgage than just paying back a loan. Find out what typically makes up a mortgage payment and where payments may be going.

Fixed versus Adjustable Rate Mortgages
Learn more about the differences between the two so you can decide which mortgage loan option may be best for you.


Borrowing From the Bank of You: Taking a loan from your retirement account
Before you make your decision to take a loan from your 401(k), take time to review the potential benefits and the potential drawbacks.

S-t-r-e-t-c-h your 401(k) contribution
You've already made a wise decision to participate in your 401(k) plan. You might be thinking that you are in good shape and have a long-term investing strategy in place.

Renovating your home without wrecking your budget
Remodeling do's and don'ts that could help you make the most of your home - and maybe even increase its resale value.

Terms to know when you take out student loans
Getting a handle on the central concepts of student loans as early as possible can help with borrowing choices now and the repayment process down the road.

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Retirement Planning Calculator
How much do you need for the retirement you envision? Find out if you're on track.

How Much Will You Need to Save for a Home?
Use this worksheet to figure out how much you may need to save for a home and see how long it could take.

These articles, videos and tools are brought to you by Bank of America®, Better Money Habits®, Merrill Edge®, and Merrill Lynch.
Browse these resources for help with managing your finances, building a firmer financial foundation, and taking the next steps toward financial wellness. Or call the number below for assistance.

Explore the Quarterly Spotlight archive below.

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